5 Global Citizen Care Models Citizens Need To Know About

The pandemic of 2020 showed us a lot of flaws in the healthcare system and how various

countries managed them. For citizens, it was no less than the biggest challenge of their lives to

make sure they survived the Covid19 outbreak and stayed healthy during the times of worldwide

lockdowns. One of the biggest realizations that may have occurred to citizens is the way

healthcare insurance and planning can play a major role in life-threatening situations.

From making sure that your healthcare policies cover all known conditions, to choosing

countries that support the health of their citizens without tall bills- all are points of consideration

that people worry about. However, we’re in a better place today and can make such decisions,

but the most important is staying informed. Do you know about the five most influential

healthcare models around the globe?

In short, these policies can guarantee affordable or free healthcare to citizens based on the

country and jurisdiction. If you’re considering moving to another country, this blog is a must-read

for you! Without any further delays, let us dive into the specifics.

1) The Beveridge Healthcare Model: The Beveridge Model is one of the primary support

systems for the UK healthcare system. Essentially, people who are taxpaying citizens of

the country receive free healthcare facilities through the National Health Service in the

UK. The happy crux is that these facilities are funded by the taxpayers, where a portion

of their deductions are used to provide standardized healthcare to the citizens.

Introduced by Sir William Beveridge in 1948 to centralize healthcare through the NHS.

This requires no out-of-pocket spending for patients because the services are monitored

and administered through the sole authority, the Government. This also ensures that

multiple service providers stay in line by providing high-quality medical care to the

patients without any deviations or bills. The good news is that the recipients of the

Beveridge model never face a single medical bill reaching their homes. If you’re planning

to move to the United Kingdom, this is surely a substantial plus point.

2) The Bismarck Healthcare Model: The Bismarck model was developed towards the last

leg of the 19th century to pursue the inception of decentralized healthcare. Named after

the founder, Otto von Bismarck, this model holds employers and employees responsible

for their healthcare treatments through contributions made to a sickness fund. The

sickness fund receives an automated deduction from the payroll of employees. Private

insurance policies also take into account employees with preexisting medical conditions

because the model is not profit based. The downside of the Bismarck model is that it

does not provide universal healthcare like the Beveridge model. Employment is the

primary criterion for this model, which means there is an imbalanced discrimination

between the earning masses and retired citizens.

3) National Acts and Policies: Every country has several healthcare policies that are

created for certain sections of the population. For instance, there are healthcare

programs for women and children that can help them receive medical attention at

subsidized rates, or for free. Similarly, other policies take care of all citizens, especially

the families of servicemen. Not only are they looked after in terms of health, but also

after these servicemen bravely laid down their lives for the health and safety of others.

For instance, the families of the fallen heroes of 9/11 in the USA are cared and provided

for as per the Zradoga Act. To claim their part of the compensation, they need to take

the help of 9/11 civil litigation attorneys. The process of receiving monetary healthcare

becomes simple when you have professionals on your side. The governments fund

national acts and policies through sanctions.

4) The National Healthcare Insurance Model: One of the best healthcare models is the

national insurance policy, where the government becomes the sole investor in their

citizen’s healthcare. The procedures, treatment, and surgeries are paid for by the

government, which is a blend of both the Bismarck and Beveridge model. The model

receives funds from private providers and where the Government makes the payments,

but every citizen pays taxes.

5) The Out-of-pocket Healthcare Model: This is one of the most common healthcare

models, applied especially in developing countries with limited capital resources. Here,

citizens are expected to pay for their healthcare visits, treatment, and surgeries. This can

often come with a hefty bill, but there are insurance companies that can help the citizens

subscribe to policies that reduce the financial burden. However, the poor often end up

getting low-quality services while the wealthy aren’t as impacted.

Final Word:

Now that you understand the workings of various citizen care models around the globe, which

ones did you find the most influential? If you need some help deciding, lean towards the one

that creates the most impact without leading to long wait times and personal capital investment!